TalkScams Team · Source-backed educational guide · Not a community report
Unexpected loan-approval text requests account verification
An unsolicited notification may claim you applied for or were approved for a loan, then ask you to complete a link or call a number. Treat the contact information as untrusted until verified.
Source: U.S. Federal Trade Commission · Original advisory date: 2025-04-16
This summary is not a firsthand report or an endorsement or partnership by the source.
Warning signs to recognize
- You receive a loan notice without having applied and are asked to respond urgently.
- The contact creates urgency and asks you to use its link or callback number
How to check or protect yourself
- Check credit and lender records directly rather than using numbers supplied in the message.
- Report and delete unwanted texts; preserve evidence if funds or data were exposed