TalkScams Team · Source-backed educational guide · Not a community report

Marketplace seller pushes payment outside the platform

A seller may ask buyers to move from the marketplace's checkout to direct transfers, claiming they will avoid service charges. This can leave buyers without the platform's normal dispute tools.

Source: U.S. Federal Trade Commission · Original advisory date: 2025-11-25

This summary is not a firsthand report or an endorsement or partnership by the source.

Warning signs to recognize

  • A seller insists on moving payment to a private wallet or transfer app.
  • The seller's identity and payment protections cannot be verified

How to check or protect yourself

  • Keep payment within the marketplace's protected transaction process.
  • Retain receipts and report suspicious merchants to the marketplace or FTC

Read the original U.S. Federal Trade Commission advisory

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